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A garage modified to be an office ; image used for HSBC home value loan page.

Home Value Loan

A low rate of 5.99% p.a.* will help you see a world others don’t.

A home loan that gives you more

Enjoy a competitive variable rate and your own personal HSBC Relationship Manager to guide you through the home loan process.
  • Unlimited free extra repayments
  • Flexibility to redraw additional payments for free
  • No ongoing monthly service fee
Promotional offer available on new borrowings from $50,000.

Interest Rates

5.99% p.a.*

Owner occupied, principal and interest.

5.99% p.a.

Comparison rate
 

^Comparison rate warning applies 

Award-winning Home Loan

Our award-winning Home Value Loan has won multiple awards, including Canstar's 5-star rating for Outstanding Investment Variable Home Lender, and Mozo’s First Home Buyer Loan Award in February 2022.

Apply for a HSBC Home Value Loan

Terms & Conditions 

^The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Excludes LVR above 60%. Variable interest rate is current as at 22 April 2024 and is subject to change. Maximum loan amount is $15,000,000. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595. Home Loan Terms (PDF, 1.2 MB) and Personal Banking Booklet (PDF,1.5 MB) , fees and charges (PDF, 538 KB) and lending criteria apply.

The Canstar 5-Star Rating for Outstanding Investment Variable Home Lender and Investment Home Lender, was awarded in April 2023, and Mozo's First Home Buyer Loan Award in February 2022.