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Transaction accounts

Compare and explore our fee free, everyday accounts to meet your banking goals and needs.

Find a transaction account that works for you

Compare our everyday bank accounts with flexible transactions, online access, and a range of options to make banking more convenient.

Both account types come with an HSBC Visa Debit Card enabled with Apple Pay and Google Pay. No minimum opening balance and no monthly balance required.

Easy banking at home and overseas with an all-in-one, award-winning account.

Enjoy no monthly account fees[@other-fees-charges-apply], transaction fees and HSBC ATM fees[@nonhsbc-branded-atms].

Buy, hold, and spend in 10 currencies when you use our HSBC Australia Mobile Banking app.

2% cashback[@accounts-2percent-cashback] for purchases under $100, up to $50 in cashback earned per month  with Everyday Extras[@everyday-extras].

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Designed to make banking with HSBC even easier, all day, every day.

Enjoy no monthly account fees[@other-fees-charges-apply], transaction fees and HSBC ATM fees[@nonhsbc-branded-atms].

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Make the most of your current account

Find out how you can use your account to stay on top of your money.
Learn how a joint bank account works and whether it's the right option for you.
BPAY or Direct Debit – find out which solution works the best for managing your bill payments.
Use a travel money card and other tips to save on foreign transaction fees.
Explore the features of savings and transaction accounts and see what they're used for.
Sending money to people outside of Australia used to involve a lot of complicated paperwork, but not anymore.

Tap into a smarter way of managing your accounts

Mobile banking lets you manage your money faster when you're on the go. Pay bills, make local and global transfers, and keep track of your spending all in one place. 

Scan the QR code or follow the link to download the HSBC Australia Mobile Banking app. 

Important information

Other banking services fees and charges may apply. Please refer to the Personal Banking Booklet (PDF, 1.50 MB). This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Personal Banking Booklet (PDF,1.5MB), Transaction and Savings Accounts Terms (PDF,1.10MB) and Financial Services Guide (PDF, 906 KB) before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595. See Target Market Determinations for our products.