Compare and Find the Best Savings Account For You

HSBC Bonus Savings Account

Saving just got more flexible and more rewarding with the Monthly Bonus rate.

Apply now for HSBC bonus savings This link will open in a new window

HSBC Everyday Savings Account

A savings account with a great interest rate.

Apply now for an HSBC everyday savings This link will open in a new window

Term Deposit Account

A term deposit account with a fixed rate for your short or long term investment.

Log on and apply for a term deposit This link will open in a new window

If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.

Features
Account type	HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Term Deposit Apply now for a term deposit This link will open in a new window
Features	A savings account with a monthly bonus¹ when you increase your balance by $300 or more (not including interest) and easy access to your money anytime.	Perfect incentive to keep saving by rewarding you with a great introductory interest rate for the first 3 months.²	Best suited to savers wanting a fixed interest rate for a fixed term.

Features
Account type	Features
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	A savings account with a monthly bonus¹ when you increase your balance by $300 or more (not including interest) and easy access to your money anytime.
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Perfect incentive to keep saving by rewarding you with a great introductory interest rate for the first 3 months.²
Term Deposit Apply now for a term deposit This link will open in a new window	Best suited to savers wanting a fixed interest rate for a fixed term.

Rates
Account type	HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Term Deposit Apply now for a term deposit This link will open in a new window
Standard variable rate	1.75% p.a.¹ balances up to $5 million	2.75% p.a.² balances up to $1 million	Not available
3 Month Introductory Variable Rate on balances up to $1 million	Not available	4.90% p.a.²	Not available
Bonus Variable Rate Uplift Applies	2.25% p.a.¹	Not available	Not available
All rates	View interest rates for a flexi saver	View interest rates for a serious saver	View interest rates for a term deposit

Rates
Account type	Standard variable rate
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	1.75% p.a.¹ balances up to $5 million
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	2.75% p.a.² balances up to $1 million
Term Deposit Apply now for a term deposit This link will open in a new window	Not available

Account type	3 Month Introductory Variable Rate on balances up to $1 million
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	Not available
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	4.90% p.a.²
Term Deposit Apply now for a term deposit This link will open in a new window	Not available

Account type	Bonus Variable Rate Uplift Applies
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	2.25% p.a.¹
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Not available
Term Deposit Apply now for a term deposit This link will open in a new window	Not available

Account type	All rates
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	View interest rates for a flexi saver
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	View interest rates for a serious saver
Term Deposit Apply now for a term deposit This link will open in a new window	View interest rates for a term deposit

Details
Account type	HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Term Deposit Apply now for a term deposit This link will open in a new window
Minimum opening balance	$0	$0	$5,000
Minimum ongoing balance	$0	$0	Not available
Monthly account fee	$0	$0	$0
Foreign currency available	available Monthly bonus does notapply to foreign currency accounts	Not available	available
Number of transactions per month at no charge	Unlimited	Unlimited	Not available
Fee for excess transactions	Not available	Not available	Not available
Early withdrawal fees	Not available	Not available	$30 AUD In the event you would like to withdraw your funds prior to maturity, you will need to provide 31 days' notice. If you withdraw the funds before the end of the fixed term, the interest you receive for that deposit will only be 50% of the interest that you are entitled to, up to the date you are making the withdrawal.

Details
Account type	Minimum opening balance
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	$0
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	$0
Term Deposit Apply now for a term deposit This link will open in a new window	$5,000

Account type	Minimum ongoing balance
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	$0
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	$0
Term Deposit Apply now for a term deposit This link will open in a new window	Not available

Account type	Monthly account fee
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	$0
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	$0
Term Deposit Apply now for a term deposit This link will open in a new window	$0

Account type	Foreign currency available
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	available Monthly bonus does notapply to foreign currency accounts
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Not available
Term Deposit Apply now for a term deposit This link will open in a new window	available

Account type	Number of transactions per month at no charge
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	Unlimited
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Unlimited
Term Deposit Apply now for a term deposit This link will open in a new window	Not available

Account type	Fee for excess transactions
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	Not available
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Not available
Term Deposit Apply now for a term deposit This link will open in a new window	Not available

Account type	Early withdrawal fees
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	Not available
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Not available
Term Deposit Apply now for a term deposit This link will open in a new window	$30 AUD In the event you would like to withdraw your funds prior to maturity, you will need to provide 31 days' notice. If you withdraw the funds before the end of the fixed term, the interest you receive for that deposit will only be 50% of the interest that you are entitled to, up to the date you are making the withdrawal.

Account access
Account type	HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Term Deposit Apply now for a term deposit This link will open in a new window
Branch	available	Not available	available
Online Banking	available	available	available
Phone Banking	available	available	available
eStatements available	available	available	Not available

Account access
Account type	Branch
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	available
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	Not available
Term Deposit Apply now for a term deposit This link will open in a new window	available

Account type	Online Banking
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	available
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	available
Term Deposit Apply now for a term deposit This link will open in a new window	available

Account type	Phone Banking
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	available
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	available
Term Deposit Apply now for a term deposit This link will open in a new window	available

Account type	eStatements available
HSBC Bonus Savings Account Apply now for an HSBC bonus savings This link will open in a new window	available
HSBC Everyday Savings Account Apply now for an HSBC everyday savings This link will open in a new window	available
Term Deposit Apply now for a term deposit This link will open in a new window	Not available

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Everyday Global Account

Earn up to 2% cashback on tap and pay for eligible purchases under $100

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Designed to make banking with HSBC even more helpful, all day, every day.

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Everyday Global Account

Earn up to 2% cashback on tap and pay for eligible purchases under $100

Day to Day Account

Designed to make banking with HSBC even more helpful, all day, every day.

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Everyday Global Account

A great way to take advantage of the opportunities that holding foreign currency can bring.

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HSBC Foreign Currency Bonus Savings

Save in foreign currencies with flexible access to your savings account when you need it.

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Foreign Currency Term Deposit

Have the certainty of a fixed rate that can be fixed from 30 days to 12 months.

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Find your nearest branch

Call us today

Call us on 1300 131 605 from Monday to Friday, 8am to 8pm (AEST)

No interest is incurred on the portion of balances over AUD $5,000,000 or equivalent. Ensure that on the last business day of the month, your closing balance is at least $300 higher (excluding interest) than the opening balance on the first business day of that month. Both the monthly Bonus rate and the base rate are variable and are subject to change. Current rates can be viewed by visiting hsbc.com.au/accounts/savings/ Monthly Bonus rate applies for the month the eligibility criteria is met, calculated from the first business day of that month. Interest is calculated daily on the total balance and paid monthly, on the first business day of the following month.
No interest is payable for balances over $1,000,000. Introductory offer will only be applied to your first HSBC Everyday Savings account opened with HSBC or if your previous HSBC Everyday Savings account was closed more than 12 months ago. After the introductory period, the ongoing standard variable interest rate applies. Both introductory and standard rate are variable and are subject to change at any time. Current rates can be viewed by visiting hsbc.com.au/accounts/savings/ . Interest is calculated daily on the total balance and paid monthly, on the first business day of the following month. Maximum one HSBC Everyday Savings account per customer at any one time. HSBC Everyday Savings applicants must be aged 18+

Other banking services fees and charges may apply. Please refer to the Personal Banking Booklet (PDF, 1.50 MB) This link will open in a new window. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Transaction and Savings Accounts Terms (PDF, 1.10 MB) This link will open in a new window and Financial Services Guide (PDF, 906 KB) This link will open in a new window before acquiring this product, available by calling 1300 308 008, at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595. See Target Market Determinations for our products.

Compare Savings Accounts

HSBC Bonus Savings Account

HSBC Everyday Savings Account

Term Deposit Account

Features

Features

Rates

Rates

Details

Details

Account access

Account access

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Compare foreign currency accounts

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