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Multi-Currency Accounts

From exchanging foreign currency & international transfers to investment opportunities – we can help with all your FX needs

Everyday Global Account

Simplify your life with an all-in-one multi currency account that meets your everyday banking needs.
  • Leave ATM and transaction fees behind at home and overseas (some ATM providers may charge a separate fee).
  • An Everyday Global Visa Debit Card, use your own money when shopping in-store, online and overseas.
  • Enjoy the simplicity of one account: use at home to deposit your salary and pay bills and use overseas to avoid the hassle of a separate travel card

Rates & Fees:

  • $0 Monthly account fee
  • $0 ATM withdrawals1

HSBC Foreign Currency Bonus Savings Account

Build your foreign currency savings with the benefit of easy access to your money via branch, phone, internet or mobile banking.
  • An HSBC Foreign Currency Bonus Savings Account is available in major currencies
  • No monthly account fee or minimum ongoing balance
  • Access competitive exchange rate quotes

Rates & Fees:

  • $0 Monthly account fee
  • $0 Phone banking fee

Foreign Currency Term Deposit Accounts

How does a Foreign Currency Term Deposit work? Your funds are in the foreign currency you choose and interest is earned for the fixed term.
  • Have the certainty of a fixed interest rate
  • An HSBC Foreign Currency Term Deposit is available in major foreign currencies including USD, HKD, GBP and CNY
  • Choose from a range of terms from 1, 2, 3, 6, 9 or 12 months

Rates & Fees:

  • No establishment or ongoing fees

Important support information

Terms & Conditions 

Other banking services fees and charges may apply, including correspondent bank fees for international transfers. Please see our Personal Banking Booklet.

This advertisement provides general advice only and doesn't take into account your objectives, financial situations or needs. Consider the Transaction and Savings Accounts Terms and Financial Services Guide before acquiring this product, available by calling 1300 308008,  at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.

1. Non-HSBC branded ATMs and some HSBC Group ATMs may charge an ATM operator fee for withdrawals or balance enquiries at their ATMs.

Your funds transfer to the recipient bank account may take longer depending on the currency you send, correspondent bank clearing times and regulations and controls of the receiving country or region. Incorrect or incomplete recipient details can also result in payment delays or mistaken payments, so it's important to check these details before confirming a transfer.

For international transfers via online banking, you can choose to either have the recipient pay the correspondent bank fees by deducting the fees from the transfer amount before payment to the receiving bank, or you can pay HSBC an upfront Correspondent Bank Cover Fee of AUD30 to cover these additional fees.

For Global Money Transfers through the HSBC Australia Mobile Banking app, for select countries and regions there's usually no correspondent bank fee to HSBC customers for transfers in the local or supported currency. When a correspondent bank fee applies, you will see "AUD30 fee" displayed before you complete the transfer. You will also see the estimated arrival time of the funds with the receiving bank.

Currency cut-off times do not apply to International Transfers made via mobile banking, but may apply to some International Transfers made via online banking where your payment would be processed on the next business day. Please see our Personal Banking Booklet.

Foreign exchange transactions are subject to risk associated with exchange rate movements. When the foreign exchange market is closed on weekends (from the US market closing time on Friday to the Asia market opening time on Monday), HSBC exchange rates will include an additional weekend risk margin to cover any market volatility risk. HSBC accounts should not be used for speculative foreign exchange purposes.

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