Everyday Global Account

Available currencies

You can buy, transfer, hold, and spend the following currencies:

• Australian dollar
• United States dollar
• British pound
• Euro
• Hong Kong dollar
• Canadian dollar
• Japanese yen
• Chinese yuan (currency restrictions apply)
• Singapore dollar
• New Zealand dollar

Joint accounts

You can apply for a joint HSBC Everyday Global Account. 

If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.

You can add a currency to your account by following these steps.

1. Log on to online banking or mobile banking
2. Select 'Products and services' from the menu
3. Choose 'Transaction accounts' 
4. Select 'Apply now'
5. Select 'Everyday Global Account' 
6. Select 'Apply online in 2 easy steps'
7. Choose the currency or currencies that you would like to add, and complete the form
8. Review the form and accept the terms and conditions before you submit – you don't need to deposit any funds to add a new currency

Once you see the confirmation screen you can start using your additional currency or currencies right away.

Yes. If a currency isn't listed in your account or if you're using Chinese yuan (CNY), which is subject to currency restrictions, then the amount will be deducted from your Australian dollar (AUD) balance and automatically converted into the local currency at the Visa exchange rate. No overseas transaction or ATM fees will apply, but some ATM operators and merchants may charge a separate fee.

The Australian dollar is the control currency for the Everyday Global Account. The control currency is sometimes called the main currency or the default currency.

If you're using a currency that you don't hold in your account, or if you don't have enough money in that currency, then money will be taken from your Australian dollar balance instead. 

If you make a deposit in a currency that isn't held in your account, then your money will be automatically converted and deposited as Australian dollars.

The first time that you qualify for cashback, we'll send you an email to confirm that you have unlocked Everyday Extras.

Once you deposit $2,000 or more into your Everyday Global Account, you'll qualify for 2% cashback on eligible tap and pay purchases under $100[@accounts-2percent-cashback].