Bank globally with the savings account from home
With the HSBC Foreign Currency Bonus Savings Account, you're on your way to your next adventure. Save in 9 major currencies and you'll be rewarded for saving, by earning bonus interest each month you meet the minimum balance increase.
What you'll get with an HSBC Foreign Currency Bonus Savings Account
Interest rates and account requirements
Currency | Minimum top up per month |
Maximum amount |
Standard variable rate |
Monthly bonus variable rate (includes standard variable rate) |
Foreign currency day count conventions* |
---|---|---|---|---|---|
United States dollar | $300 | $5,000,000 | 0.50% p.a. | 3.00% p.a. | 360 |
Euro | €300 | €4,000,000 | 0.50% p.a. | 3.00% p.a. | 360 |
British pound | £250 | £3,500,000 | 0.50% p.a. | 3.00% p.a. | 365 |
Hong Kong dollar | $2,500 | $40,000,000 | 0.50% p.a. | 3.00% p.a. | 365 |
Singapore dollar | $350 | $6,200,000 | 0.50% p.a. | 3.00% p.a. | 365 |
Canadian dollar | $300 | $5,000,000 | 0.50% p.a. | 3.00% p.a. | 360 |
New Zealand dollar | $350 | $6,000,000 | 0.50% p.a. | 3.00% p.a. | 365 |
Japanese yen | ¥30,000 | ¥500,000,000 | 0.01% p.a. | 0.25% p.a. | 360 |
Chinese yuan renminbi | ¥2,000 | ¥35,000,000 | 0.50% p.a. | 3.00% p.a. | 360 |
Currency | United States dollar |
---|---|
Minimum top up per month |
$300 |
Maximum amount |
$5,000,000 |
Standard variable rate |
0.50% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
3.00% p.a. |
Foreign currency day count conventions* |
360 |
Currency | Euro |
Minimum top up per month |
€300 |
Maximum amount |
€4,000,000 |
Standard variable rate |
0.50% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
3.00% p.a. |
Foreign currency day count conventions* |
360 |
Currency | British pound |
Minimum top up per month |
£250 |
Maximum amount |
£3,500,000 |
Standard variable rate |
0.50% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
3.00% p.a. |
Foreign currency day count conventions* |
365 |
Currency | Hong Kong dollar |
Minimum top up per month |
$2,500 |
Maximum amount |
$40,000,000 |
Standard variable rate |
0.50% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
3.00% p.a. |
Foreign currency day count conventions* |
365 |
Currency | Singapore dollar |
Minimum top up per month |
$350 |
Maximum amount |
$6,200,000 |
Standard variable rate |
0.50% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
3.00% p.a. |
Foreign currency day count conventions* |
365 |
Currency | Canadian dollar |
Minimum top up per month |
$300 |
Maximum amount |
$5,000,000 |
Standard variable rate |
0.50% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
3.00% p.a. |
Foreign currency day count conventions* |
360 |
Currency | New Zealand dollar |
Minimum top up per month |
$350 |
Maximum amount |
$6,000,000 |
Standard variable rate |
0.50% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
3.00% p.a. |
Foreign currency day count conventions* |
365 |
Currency | Japanese yen |
Minimum top up per month |
¥30,000 |
Maximum amount |
¥500,000,000 |
Standard variable rate |
0.01% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
0.25% p.a. |
Foreign currency day count conventions* |
360 |
Currency | Chinese yuan renminbi |
Minimum top up per month |
¥2,000 |
Maximum amount |
¥35,000,000 |
Standard variable rate |
0.50% p.a. |
Monthly bonus variable rate (includes standard variable rate) |
3.00% p.a. |
Foreign currency day count conventions* |
360 |
Variable rates are current as of 10 April 2024. Please note that currency restrictions apply for Chinese yuan.
*The interest on foreign currency deposits is calculated on a 360 or 365 day basis. This is referred to as the day-count convention.
What you need to know
Are you eligible?
To open an HSBC Foreign Currency Bonus Savings Account, you'll need to:
- Be at least 16 years old
- Have a passport or an Australian driver's licence
- Have an Australian residential address
Ready to get started?
New to HSBC
If you've never banked with us before, you can leave us your details and we'll get back to you soon about your HSBC Foreign Bonus Savings Account.
Existing HSBC customer
If you already bank with us, you can apply via HSBC Online Banking.