Top of main content

Take a closer look

Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Be rewarded for being an HSBC Premier customer. Earn Qantas Points on your everyday spend to redeem for flights, hotels, shopping, gift cards and more with a $0 annual fee.

Annual fee

$0

Balance transfer introductory rate

At the end of the promotional period, outstanding balance transfers will revert to the cash advance rate.

0% p.a. interest on balance transfers for 12 months[@platinum-cc-2]

Fee for balance transfer introductory rate

2% of the total balance transfer amount[@card-fee-balance-transfer-amount]

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

Not applicable

Can you apply?

Quick check

You can check the full eligibility criteria later. You'll also need a good credit rating.
  • Hold Premier Status in Australia

  • Minimum annual income of $75.000

  • Australian resident

  • 18 or older

  • Approval is subject to credit rating

Benefits

Welcome benefits

Terms and conditions apply.

Additional benefits

Terms and conditions apply.
  • Enjoy two complimentary airport lounge passes each calendar year. Get access to any of 1,300+ airport lounges in more than 140 countries worldwide plus exclusive dining benefits, all courtesy of Mastercard Travel Pass provided by DragonPass[@dragon-lounge-passes].

  • Get a 10% discount on selected pre-pay stand-alone Expedia hotel bookings every time you pay with your HSBC Premier Mastercard. [@card-feature-expedia]

  • Save up to 10% on hotel room bookings. [@card-feature-agoda]

  • Free membership of Frequent ValuesTM by Entertainment Publications gives you access to 4,500 exciting offers at participating stores, restaurants, hotels and family attractions when you use your card.[@card-feature-hsbc-instant-savings]

  • Enjoy domestic and international travel insurances with rental vehicle insurance excess cover, transit accident insurance, extended warranty insurance and purchase protection insurance[@card-feature-domestic-insurance]

Rewards

Terms and conditions apply

  • Earn 1.5 Qantas Points for every $1 spent on eligible purchase sup to $120,000 during the first 12 months of your account. Earn1 Qantas Point for every $1 spent on eligible purchases up to$120,000 in subsequent years.[@qantas-rewards]

Rates and fees

Purchase rate

19.99% p.a.

Cash advance rate

21.99% p.a.

Minimum credit limit

$10,000

Annual fee

$0

Interest Free Period

Up to 55 days on purchases[@intrest-free-period]

Minimum repayments

3% or $20, whichever is higher

Late Payment Fee

$30

What's next?

Please read the full product information before you apply.

Notes

Important information

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL and Australian Credit Licence 232595.

 

Offers available to new, approved HSBC credit cardholders. Offers are not available on product transfers or in conjunction with any other offer. HSBC may change or end the offers at any time. Fees, charges, terms, conditions and HSBC’s lending criteria applies to all credit cards issued by HSBC. Visit hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. View Terms and conditions for full details.