Credit cards
Explore our range of credit cards and find the one that suits you the best.
Explore our credit cards
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Earn great rewards on your everyday spend, including cashback, e-gift cards, travel perks and more. -
Take to the skies more often by earning Qantas Points on your everyday spend. -
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The card that offers special benefits for HSBC Premier customers, with rewards to enjoy whether you're at home or overseas.
Benefits with every product
You get exclusive benefits as a HSBC credit card customer regardless of the credit card product you choose.
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Discover thousands of ways to save on dining, travel and more when you get the HSBC Instant Savings appFootnote link 1. -
Get 0% p.a. interest on balance transfers for 12 monthsFootnote link 2 (2% balance transfer fee applies)Footnote link 3. -
Make fast and secure contactless payments with your phone anywhere that accepts Apple Pay or Google PayFootnote link 4 – online and at participating retail stores.
Tools to help you choose
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Take a closer look at each of our credit cards to find the one that works for you. -
Find out more about using your credit card
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Find out the answers to commonly asked questions about your credit card. -
Save on interest and fees by transferring several balances to one card. -
Learn how interest works on your credit card, how to calculate it, and the different types you'll need to know about. -
Read up on the basics to help you build credit, make payments and meet your everyday spending needs. -
You can change your credit card limit to enjoy extra financial flexibility or better manage your spending. -
Check out our step-by-step guide to activating your new credit card. -
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Here are a few simple things you can do to stay safe from fraud, and what to do if you suspect a scam.
Important information
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL and Australian Credit Licence 232595.
Fees, charges, terms, conditions and HSBC's lending criteria apply to all credit cards issued by HSBC. Go to www.hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. See terms and conditions for more information. See Target Market Determinations for our products.
Offers available to new, approved customers who apply for the HSBC Low Rate Credit Card, Platinum Credit Card, Platinum Qantas Credit Card or Star Alliance Credit Card. HSBC may change or end these offers at any time.
- To be eligible for the introductory Balance Transfer interest rate, the Balance Transfer request must be made when applying for the new HSBC credit card and must be from non-HSBC credit cards. The total balance transfer amount must not exceed 90% of your approved credit limit. The introductory interest rate on the Balance Transfer applies for 12 months from the day the Balance Transfer has posted. After this period, any balance outstanding will accrue interest at the current variable cash advance rate (currently 21.99% p.a.). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first, and then to portions of your balance that attract lower interest rates. This may mean applying all payments made to your credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.
- The Balance Transfer Fee will be calculated at 2% of the balance being transferred to your HSBC credit card account. This fee is applied at the time the balance is transferred and forms part of the total outstanding balance.
- Terms and conditions apply to the use of Apple Pay and Google Pay. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Apple Watch are trademarks of Apple Inc. For a list of compatible Apple Pay devices, see support.apple.com/km207105. Google Pay is currently available for Android devices running 4.4 (KitKat) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support to make purchases in stores and in apps.