Currency Exchange | International Money Exchange

Your one place for your global FX needs

With our foreign exchange (FX) services, you can keep up with the market easily even as it moves. No matter if you're looking to save or spend in foreign currencies, we've got you covered.

International transfers

Make fast and secure international transfers anywhere, any time with the HSBC Australia Mobile Banking App.

HSBC Exchange Rates

Make the most of currency movements as they occur and save with our competitive HSBC Exchange Rates.

HSBC Markets Desk

Connect with someone who speaks your language and understands your foreign exchange needs.

Why use our foreign exchange services?

Competitive rates

Stay on top of the market and exchange foreign currencies online at competitive rates.
$0 HSBC transfer fee

Make international transfers online in a range of foreign currencies quickly and easily with a $0 HSBC transfer fee.

A wide global network

Enjoy a simple and secure way to send money all around the world to over 200 countries and regions.
Your money, your way

Meet your foreign currency needs yourself on the HSBC Australia Mobile Banking app, or get expert support via our Markets Desk.

HSBC Everyday Global Account

Easy banking at home and overseas with an all-in-one, award-winning account.

Foreign Currency Term Deposit Account

A steady way to let your money work for you when you get a fixed rate term deposit in major foreign currencies.

Foreign currency accounts

Explore accounts that make it easy for you to manage multiple currencies through a single account.

Important information

This advertisement provides general advice only and doesn't take into account your objectives, financial situations, or needs. Please check the Transaction and Savings Accounts Terms and Conditions (PDF, 1.9MB) and Financial Services Guide (PDF, 894KB) before you get this product. You can also get this information by calling us on 1300 308 008, visiting your local branch, or going to www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595. See Target Market Determinations for our products.

Your funds transfer to the recipient bank account may take longer depending on the currency you send, correspondent bank clearing times and regulations and controls of the receiving country or region. Incorrect or incomplete recipient details can also result in payment delays or mistaken payments, so it's important to check these details before confirming a transfer.

For international transfers via online banking, you can choose to either have the recipient pay the correspondent bank fees by deducting the fees from the transfer amount before payment to the receiving bank, or you can pay HSBC an upfront Correspondent Bank Cover Fee of AUD30 to cover these additional fees.

For Global Money Transfers through the HSBC Australia Mobile Banking app, for select countries and regions there's usually no correspondent bank fee to HSBC customers for transfers in the local or supported currency. When a correspondent bank fee applies, you will see "AUD30 fee" displayed before you complete the transfer. You will also see the estimated arrival time of the funds with the receiving bank.

Currency cut-off times do not apply to International Transfers made via mobile banking, but may apply to some International Transfers made via online banking where your payment would be processed on the next business day. Please see our Personal Banking Booklet (PDF).

Foreign exchange transactions are subject to risk associated with exchange rate movements. When the foreign exchange market is closed on weekends (from the US market closing time on Friday to the Asia market opening time on Monday), HSBC exchange rates will include an additional weekend risk margin to cover any market volatility risk. HSBC accounts should not be used for speculative foreign exchange purposes.

Foreign Exchange