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A hand holds lots of money with different currencies; image used for HSBC Foreign Currency Accounts.

Foreign Currency Accounts

Buy, transact, save, and invest in up to 10 different currencies with our range of foreign currency accounts

Find out more about our foreign currency accounts

HSBC Everyday Global Account

  • HSBC’s award winning multi-currency account for everyday transactions, locally, online and overseas
  • Hold up to 10 foreign currencies together with AUD in the same account
  • Transfer money between your accounts with competitive exchange rates
  • No overseas ATM1 or transaction fees

HSBC Foreign Currency Bonus Savings Account

  • Save in a choice of 10 different currencies, with easy access to your money
  • Make the most of exchange rate movements as they occur with competitive exchange rates
  • Save in foreign currency with no monthly account fee or minimum ongoing balance
  • Monthly Bonus variable interest is applicable to major foreign currency accounts when eligibility criteria is met
  • Enjoy easy access to your money via branch, phone, Mobile or Online Banking

Foreign Currency Term Deposit

  • Save with the certainty of a fixed rate of interest on a range of different foreign currencies
  • Enjoy access to Term Deposits in 9 different currencies
  • Spread your terms from 30 days to 12 months
  • Save with no establishment or ongoing fees

        

Other banking services fees and charges may apply, including correspondent bank fees for international transfers. Please see our Personal Banking Booklet.

This advertisement provides general advice only and doesn't take into account your objectives, financial situations or needs. Consider the Transaction and Savings Accounts Terms and Financial Services Guide before acquiring this product, available by calling 1300 308008,  at your local branch or www.hsbc.com.au. Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.

1. Non-HSBC branded ATMs and some HSBC Group ATMs may charge an ATM operator fee for withdrawals or balance enquiries at their ATMs.

Your funds transfer to the recipient bank account may take longer depending on the currency you send, correspondent bank clearing times and regulations and controls of the receiving country or region. Incorrect or incomplete recipient details can also result in payment delays or mistaken payments, so it's important to check these details before confirming a transfer.

For international transfers via online banking, you can choose to either have the recipient pay the correspondent bank fees by deducting the fees from the transfer amount before payment to the receiving bank, or you can pay HSBC an upfront Correspondent Bank Cover Fee of AUD30 to cover these additional fees.

For Global Money Transfers through the HSBC Australia Mobile Banking app, for select countries and regions there's usually no correspondent bank fee to HSBC customers for transfers in the local or supported currency. When a correspondent bank fee applies, you will see "AUD30 fee" displayed before you complete the transfer. You will also see the estimated arrival time of the funds with the receiving bank.

Currency cut-off times do not apply to International Transfers made via mobile banking, but may apply to some International Transfers made via online banking where your payment would be processed on the next business day. Please see our Personal Banking Booklet.

Foreign exchange transactions are subject to risk associated with exchange rate movements. When the foreign exchange market is closed on weekends (from the US market closing time on Friday to the Asia market opening time on Monday), HSBC exchange rates will include an additional weekend risk margin to cover any market volatility risk. HSBC accounts should not be used for speculative foreign exchange purposes.