The following credit cards are no longer on offer
HSBC Visa Classic |
HSBC Gold |
HSBC Platinum
(accounts opened on or |
HSBC Credit |
|
---|---|---|---|---|
Key Features |
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Interest Free Period on purchases when you pay the full balance (including any balance transfer, promotional purchases and the 0% p.a. balance transfer offer above) by the due date each month |
Up to 55 days1 |
Up to 55 days1 |
Up to 55 days1 |
Up to 55 days1 |
Rewards Program |
Yes - HSBC Rewards Plus |
Yes - HSBC Rewards Plus |
Yes - HSBC Qantas Rewards (Earn 2 Qantas Points for every $1 spent on eligible purchases overseas and 1 Qantas Point for every $1 spent on eligible purchases in Australia.) |
No |
home&Away Privilege Program |
Yes |
Yes |
Yes |
Yes |
Additional cards for family or friends over 16 years |
Yes |
Yes |
Yes |
Yes |
Additional Insurances |
No |
Yes |
Yes |
No |
Other Card Benefits |
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2 complimentary Qantas Club lounge passes every year |
No |
No |
Yes |
No |
Interest free purchases of up to 5 years at over 1,000 participating retail outlets across Australia (available at participating retailers, minimum purchases apply, reverts to the cash advance rate after the promotional period). |
Yes |
Yes |
Yes |
Yes |
Online Access |
Yes |
Yes |
Yes |
Yes |
Other Information
Fees and Charges (PDF, 244 KB)
Terms and Conditions (PDF, 677 KB)
APR and Annual Fees: Please refer to your statement for individual features and rates. You can review your credit card statement within credit cards online or call 132 152 to request a statement.
View our current credit card offers.
HSBC Personal Instalment Line - No longer on offer
Our Personal Instalment Line is the ideal way to buy what you want now and spread your repayments over the length of the promotional period. The Personal Instalment Line gives you the control to keep on top of your repayments and know what you have to budget for with fixed monthly payments.
Features:
- For purchases from $1,000 to $20,000
- Interest rate from 26.00% p.a.
- Fixed monthly repayments
- Repayment period of 4 years
- No early repayment penalties
- Establishment fee only $30.00 and low monthly service fee of $3.95
- Easy repayments by BPAY, telephone, by mail or at any HSBC branch