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Home loans

Whether you're buying, investing or refinancing, we have a home loan to suit your needs.

Get a personalised snapshot of your mortgage, by entering your property details. We'll show you your bespoke interest rate and repayment amount.
Find the right home loan for your situation, with all the features you need.
Ready to apply for one of our home loans? Fill in our online form to enquire today.

Find the right home loan for you

Switch your existing home loan to one that works better for you.
Explore property investment with HSBC.
We're here to help you open the door to a place of your own with our range of home loans.

Home loan tools and tips

Find out roughly how much you might be able to borrow for a home loan.
Find out how much the stamp duty might be on the property you're interested in.
See how much your home loan repayments might be – this is a good place to start if you have an estimated property price.
Find out how to switch your loan, borrow more or make other changes to your home loan.

Everything you need to know about mortgages

Our articles can help you learn about different types of mortgages, find out how much to borrow, and more.
Using equity to buy an investment property
Discover how equity works and how you might be able to use your existing equity to buy an investment property.
Fixed vs variable: what types of home loans are there?
Learn about the different types of home loans so you understand what your options are.
Your guide to property investment
Investing in property sounds like a great opportunity, but how do you actually get started?
How much deposit do you need for a house?
Estimate what you'll need for your home loan deposit and see what other costs you can expect to pay. 
How to buy property in Australia as a non-resident
Learn more about foreign investment in the Australian property market and what steps you need to take.

Explore more

Thinking of buying your first home?
It can be hard to know how to get started – we're here to help make the process of becoming a first home buyer easier.
How much can you afford to spend on a home?
Here are some of the other costs to consider when you're figuring out your budget.
Finding the right first home
The right first home will be one that matches both your budget and your needs. 
The Home stretch – getting to settlement!
Everything you need to know about solicitors, conveyancing and settlement.
How is interest calculated on a home loan?
Understanding how interest works can save you a lot of money over the life of your loan.
Home loans glossary
Property jargon doesn't have to seem like a foreign language. Use our home loan glossary to understand the necessary terms.

Credit disclaimer

Credit provided by HSBC Bank Australia ABN 48 006 434 162. Australia Credit Licence 232595. Home Loan Terms (PDF, 4MB), Personal Banking Booklet (PDF, 1.2MB), Fees and Charges (PDF, 727KB) and lending criteria apply. See Target Market Determinations for our products.