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Managing your home loan

Find out how to switch your loan, borrow more or make other changes to your home loan.

Adapt your home loan to meet your changing needs

If you've got an HSBC mortgage, you can make changes online, over the phone or in branch. Take a look at the different options – and we'll explain what you need to do. 

Explore the changes you can make

See how switching mortgages or getting a split loan may be the answer to a better rate.
Discover how putting money into a redraw facility can save you money on home loan interest payments.
Implementing these strategies can help you save money in the long run and achieve financial freedom sooner.
See how keeping your money in an offset account can save you thousands in home loan interest payments every year.
Compare principal and interest and interest only options and learn how to calculate mortgage repayments with our Home Loan Calculator.
Understanding how interest works can save you a lot of money over the life of your loan.

Tools and support

This calculator helps you discover whether the repayments on a given property would be affordable.
Find out how much you can borrow and what your repayments are likely to be.
Compare the interest rates of our different home loan products.
There are different home loans available for different situations – find the one that's right for you.

Frequently asked questions (FAQs)

Need more help?

If you need help with your existing loan, you can contact your home loan manager or call us on 1300 308 008.

Alternatively, you can leave your details and we’ll contact you.

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