Fuss free and full of flexibility
Take advantage of the HSBC Home Equity Loan, which is a line of credit that gives you the freedom to pay interest only for the life of the loan.
- Make interest only payments
- Get unlimited free redraws
- Enjoy no fixed loan periods
Owner occupied interest rate
Loan to Value Ratio (LVR) 80% or less, interest only rate[@loans-home-equity-promo-offer] with package[@mortgages-home-loan-package]
7.37% p.a.
Enjoy the benefits of our Home Loan Package, included
Benefit from our Home Loan Package, included with all Home Equity and Home Smart loans. For only $390 per year, you'll enjoy:
- $0 establishment fee
- $0 valuation fee (for standard valuations only)
- $0 settlement fee
What you get with a Home Equity Loan
Home Equity interest rates
Rate type | Interest rate[@loans-home-equity-promo-offer] |
---|---|
Owner occupied | 7.37% p.a. |
Investment | 7.57% p.a. |
Rate type | Owner occupied |
---|---|
Interest rate[@loans-home-equity-promo-offer] | 7.37% p.a. |
Rate type | Investment |
Interest rate[@loans-home-equity-promo-offer] | 7.57% p.a. |
Rates are for interest only payments, and are current as of 28 October 2024. Rates are subject to change.
Check all of our home loan interest rates and reference rates.
Fees
Fee | Details |
---|---|
Establishment fee | $0 |
Settlement fee | $0 |
Valuation fee (for standard valuations only) | $0 |
Home Loan Package fee | $390 |
Variation fee (if you make changes to your loan) | $300 |
Fee | Establishment fee |
---|---|
Details | $0 |
Fee | Settlement fee |
Details | $0 |
Fee | Valuation fee (for standard valuations only) |
Details | $0 |
Fee | Home Loan Package fee |
Details | $390 |
Fee | Variation fee (if you make changes to your loan) |
Details | $300 |
Important documents
Ready to get started?
Enquire now
If you'd like to find out more about our home loans, fill in our enquiry form and one of our home loan managers will get in touch with you.
Contact us by phone
If you prefer to talk to us over the phone, speak to a home loan manager today for instant support.