Allianz Motor Insurance through HSBC

Allianz Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option¹ and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance gives you the flexibility to manage your car insurance in a way that suits you.

Up to 10% discount on your first years’ premium when you quote and buy a new comprehensive car insurance policy online^2,3
You may be able to increase your excess to reduce your premium²
Choose your own repairer⁵
You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week
Rental car for up to 30 days⁶ if your car is stolen ($100 per day limit)
Safe driver discount for eligible drivers^2,4

Motor Insurance product comparison

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.


Key benefits	Comprehensive Insurance Get a quote	Third Party Property Damage Get a quote
Accidental loss of or damage to your vehicle
New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if: you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer your vehicle is less than two years old from its first registration at the time it’s declared a total loss where relevant, your financier has given its written consent a new replacement vehicle is available in Australia
Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events.	Up to $20 million	Up to $20 million
Approved legal costs arising from a claim for liability covered by the policy
Emergency repair costs after an accident	Up to $500 for any one covered accident
Rental car after theft of your vehicle	$100 per day limit, up to 30 days⁶
Towing after a covered incident
Temporary cover on replacement vehicle	Up to 14 days
Trailer and caravan cover	$1,000 or market value whichever is the lesser
Legal liability cover for a substitute vehicle
Cover for personal items in your vehicle	up to $1,000 for any one incident
Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night.	Up to $1,000 for any one incident
Transportation costs if your vehicle can’t be safely driven home after a covered accident.	Up to $500 for any one incident
Lock re-keying / re-coding if the keys to your vehicle are stolen	Up to $1,000 for any one incident
Child seat or baby capsule replacement after an accident	Up to $500 for any one covered accident
Rental car after an accident, where available⁶	Optional cover (extra cost) $100 per day limit, up to 30 days
Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance.	Optional cover (extra cost)
Cover for tools of trade –	Optional cover (extra cost) Up to $3,000 for any one incident
Named driver option	Optional excess


Key benefits	Accidental loss of or damage to your vehicle
Comprehensive Insurance Get a quote
Third Party Property Damage Get a quote

Key benefits	New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if: you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer your vehicle is less than two years old from its first registration at the time it’s declared a total loss where relevant, your financier has given its written consent a new replacement vehicle is available in Australia
Comprehensive Insurance Get a quote
Third Party Property Damage Get a quote

Key benefits	Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events.
Comprehensive Insurance Get a quote	Up to $20 million
Third Party Property Damage Get a quote	Up to $20 million

Key benefits	Approved legal costs arising from a claim for liability covered by the policy
Comprehensive Insurance Get a quote
Third Party Property Damage Get a quote

Key benefits	Emergency repair costs after an accident
Comprehensive Insurance Get a quote	Up to $500 for any one covered accident
Third Party Property Damage Get a quote

Key benefits	Rental car after theft of your vehicle
Comprehensive Insurance Get a quote	$100 per day limit, up to 30 days⁶
Third Party Property Damage Get a quote

Key benefits	Towing after a covered incident
Comprehensive Insurance Get a quote
Third Party Property Damage Get a quote

Key benefits	Temporary cover on replacement vehicle
Comprehensive Insurance Get a quote	Up to 14 days
Third Party Property Damage Get a quote

Key benefits	Trailer and caravan cover
Comprehensive Insurance Get a quote	$1,000 or market value whichever is the lesser
Third Party Property Damage Get a quote

Key benefits	Legal liability cover for a substitute vehicle
Comprehensive Insurance Get a quote
Third Party Property Damage Get a quote

Key benefits	Cover for personal items in your vehicle
Comprehensive Insurance Get a quote	up to $1,000 for any one incident
Third Party Property Damage Get a quote

Key benefits	Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night.
Comprehensive Insurance Get a quote	Up to $1,000 for any one incident
Third Party Property Damage Get a quote

Key benefits	Transportation costs if your vehicle can’t be safely driven home after a covered accident.
Comprehensive Insurance Get a quote	Up to $500 for any one incident
Third Party Property Damage Get a quote

Key benefits	Lock re-keying / re-coding if the keys to your vehicle are stolen
Comprehensive Insurance Get a quote	Up to $1,000 for any one incident
Third Party Property Damage Get a quote

Key benefits	Child seat or baby capsule replacement after an accident
Comprehensive Insurance Get a quote	Up to $500 for any one covered accident
Third Party Property Damage Get a quote

Key benefits	Rental car after an accident, where available⁶
Comprehensive Insurance Get a quote	Optional cover (extra cost) $100 per day limit, up to 30 days
Third Party Property Damage Get a quote

Key benefits	Basic excess removal for windscreen claims If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance.
Comprehensive Insurance Get a quote	Optional cover (extra cost)
Third Party Property Damage Get a quote

Key benefits	Cover for tools of trade –
Comprehensive Insurance Get a quote	Optional cover (extra cost) Up to $3,000 for any one incident
Third Party Property Damage Get a quote

Key benefits	Named driver option
Comprehensive Insurance Get a quote	Optional excess
Third Party Property Damage Get a quote

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Important Documents

How to make a Motor Insurance claim

Start your Motor Insurance claim online 24/7

Complete the secure online claim form, and a friendly claims representative will contact you as soon as possible to discuss the next steps.

Alternatively, you can contact the Claims Call Centre on 1300 555 030 to submit your claim.

The claims consultant will help you through the motor insurance claims process.

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HSBC Bank Australia Limited (HSBC) ABN 48 006 434 162. AFSL/Australian Credit Licence number 232595 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL number 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from https://www.hsbc.com.au/insurance/. The relevant Target Market Determination is available by calling 1300 205 060. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

Instalment Premiums

If you choose to pay your premium by instalments, you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

2. Minimum Premiums

Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount.

Discounts do not apply to government taxes and charges.

Most discounts won’t apply below the minimum amount payable for the policy.

3. Online Discount

The online discount applies when you quote and buy anew Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

4. Safe Driver Discount

Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.

5. Choice of Repairer

Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so.

6. Rental car

Allianz will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.

Motor Insurance