Loans
Learn about personal loans in Australia and uncover the products available to you today.
![A businesswoman thinking with a laptop; image used for HSBC Australia Understanding your credit rating](/content/dam/hsbc/au/images/loans/1-1/businesswoman-thinking-while-working-pwsimg-2086.jpg)
Your credit rating is an integral part in helping determining your ability to borrow. Learn how yours is calculated and where you can find more about it.
![Pushing an engine start button of a car; image used for HSBC Australia car loan page.](/content/dam/hsbc/au/images/16-9/pushing-car-engine-start-button-dcm-44788.jpg)
Hit the road in your brand new car with competitive interest rates, and a simple 4 step application.
![A man standing near a window with lots of plants; image used for HSBC Australia All you need to know about applying for a personal loan.](/content/dam/hsbc/au/images/loans/tile-16-9/man-surrounded-by-plants-pwsimg-2086.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
When you apply for a personal loan, you want it to be as quick and easy as possible. After all, you may have a car to buy, a wedding to plan or a holiday to take.
Recommended personal loans
![A red paint color tin can and a brush on the floor; image used for HSBC Australia renovation loan page.](/content/dam/hsbc/au/images/16-9/red-paint-color-tin-can-brush-dcm-44788.jpg)
Renovation loan
There's so much to think about when renovating - but at least with a renovation loan, budgeting for those little extras is one less thing to think about.
![A man reading book on a desk; image used for HSBC Australia Education Loan.](/content/dam/hsbc/au/images/16-9/man-reading-book-on-desk-dcm-44788.jpg)
Education loan
Looking to take the next step in your career? Or a new career direction? Whatever your study goal, set yourself up the right way to make the most of your professional development.
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![A woman painting house; image used for HSBC Australia Ways you can use a personal loan.](/content/dam/hsbc/au/images/loans/tile-16-9/woman-painting-wall-with-paint-roller-pwsimg-2086.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
![A young woman checking financial bill; image used for HSBC Australia How to make it easier to pay off multiple debts.](/content/dam/hsbc/au/images/loans/tile-16-9/woman-examining-financial-bill-pwsimg-2086.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Juggling debts from credit cards, store cards or other loans? A debt consolidation loan could help.
![A man handing a car key to another man; image used for HSBC Australia How a car loan can help when buying a car.](/content/dam/hsbc/au/images/loans/tile-16-9/man-receiving-new-car-key-pwsimg-2086.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
![A young man smiling and reading email in his phone; image used for HSBC Australia Using a personal loan to fund your MBA.](/content/dam/hsbc/au/images/loans/tile-16-9/man-reading-text-message-pwsimg-2086.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
Don't let your finances hold you back from achieving your education goals. An HSBC Personal Loan could help you fund your MBA and more.