Top of main content
Holding a laptop on hand; image used for HSBC Australia loans products page.

Personal Loans

Make your plans a reality today with an HSBC Personal Loan

Personal loan

Everyone's dreams and goals are different - from buying a new car to a well-deserved holiday, the perfect wedding, home renovations or just financial peace-of-mind. Make your plans a reality today with an unsecured personal loan from HSBC.
  • Flexible loan terms from 1 - 5 years.
  • Quick online application – apply in around 10 minutes.
  • Flexible loan amounts to suit your needs, from $5,000 to $50,000.
  • Fixed set monthly repayment terms to help you manage your budget.
12.99% p.a.
Flat Rate
13.54% p.a.
Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

If you need additional support to apply, please call us on 1300 131 605 (Monday to Friday, 8 am to 8 pm AEST) or visit a branch near you.

Car loan

How a new or used car loan can put you in the driver's seat:
  • Flexible loan terms from 1 - 5 years.
  • Full approval & peace of mind when buying your car.
  • Quick online application – apply in around 10 minutes.
  • Funds transferred to your account within a couple of days upon approval.
12.99% p.a.
Flat Rate
13.54% p.a.
Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

If you need additional support to apply, please call us on 1300 131 605 (Monday to Friday, 8 am to 8 pm AEST) or visit a branch near you.

Holiday Loan

The best holiday offers sell out fast. But what if you don't quite have enough cash to book that amazing deal? That's where a holiday loan comes in.
  • Flexible loan terms from 1 - 5 years.
  • Borrow from $5,000 to $50,000 for that short break or round the world tour.
  • Fixed set monthly repayment terms to help you manage your budget.
  • Quick online application – apply in around 10 minutes.
12.99% p.a.
Flat Rate
13.54% p.a.
Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

If you need additional support to apply, please call us on 1300 131 605 (Monday to Friday, 8 am to 8 pm AEST) or visit a branch near you.

Renovation Loan

There's so much to think about when renovating - but at least with a renovation loan, budgeting for those little extras is one less thing to think about.
  • Flexible loan terms from 1 - 5 years.
  • Funds transferred to your account within a couple of days upon approval, so you can start renovating sooner.
  • Borrow from $5,000 to $50,000, so you’ll have enough to cover any unexpected surprises.
  • Quick online application – apply in around 10 minutes.
12.99% p.a.
Flat Rate
13.54% p.a.
Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

If you need additional support to apply, please call us on 1300 131 605 (Monday to Friday, 8 am to 8 pm AEST) or visit a branch near you.

Wedding Loan

Make planning for your special day stress-free with the freedom & flexibility a wedding loan can bring.
  • Flexible loan terms from 1 - 5 years.
  • Quick online application – apply in around 10 minutes.
  • Flexible loan amounts to suit your wedding size, from $5,000 to $50,000.
  • Fixed set monthly repayment terms to help you manage your wedding budget.
12.99% p.a.
Flat Rate
13.54% p.a.
Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

If you need additional support to apply, please call us on 1300 131 605 (Monday to Friday, 8 am to 8 pm AEST) or visit a branch near you.

Debt Consolidation Loan

A debt consolidation loan is the best way to bring all your financial commitments into one place.
  • Flexible loan terms from 1 - 5 years.
  • Save on fees & pay only one set of account fees for all your debts.
  • Fixed set monthly repayment terms to help you take control of your finances.
  • Quick online application – apply in around 10 minutes.
12.99% p.a.
Flat Rate
13.54% p.a.
Comparison Rate

The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Fees, charges, terms & conditions apply. Visit hsbc.com.au or call 132 152.

All applications are subject to HSBC lending criteria. Applicants must be 18 years or older; have a good credit rating; be an Australian citizen, permanent resident, or hold an eligible visa; be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application. Personal Loan Terms (PDF, 684 KB)Personal Banking Booklet (PDF, 1.50 MB) apply. See Target Market Determinations for our products.

1 Rates are applicable to new applications and are subject to change. Early termination fee does not apply in the last 6 months of the loan term.