Why choose a car loan from HSBC?
Have your heart set on a new car? Or perhaps you want to get behind the wheel of a pre-loved one.
Whatever you’re after, give yourself the best chance to get a great deal with pre-arranged finance.
By getting your Car Loan sorted first, you’ll have your finance secured so you can negotiate more confidently when buying your new car. You’ll know what your spending limit is, what your repayments will be each month, and you’ll be able to drive away faster. Borrow what you need, from $5,000 to $50,000 with flexible loan terms from 1 – 5 years.
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Receive funds in 3 easy steps
- Apply Online – Tell us how much you want to borrow and complete the application.
- Verify yourself online – We can verify your identity and upload your documents online.
- Receive the funds – Funds will be released to your account the next day upon approval of the loan and acceptance of your letter of offer.
| Fee Type | Details |
|---|---|
| Fixed interest rate |
Flat rate 12.99% p.a. |
| Comparison rate^ |
13.54% p.a. |
| Establishment fee |
$150 |
| Monthly account servicing fee |
$5 |
| Early termination fee1 |
$199 |
| Fee Type |
Fixed interest rate |
|---|---|
| Details |
Flat rate 12.99% p.a. |
| Fee Type |
Comparison rate^ |
| Details | 13.54% p.a. |
| Fee Type |
Establishment fee |
| Details |
$150 |
| Fee Type |
Monthly account servicing fee |
| Details |
$5 |
| Fee Type |
Early termination fee1 |
| Details | $199 |
^The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.
Ready to apply for an HSBC Car Loan?
Are you eligible?
To apply for an HSBC Personal Loan, you'll need to:
- Be aged 18 years or older
- Be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application
- Be an Australian citizen, permanent resident, or hold an eligible visa
- Earn at least AUD40,000 per year
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Apply online
- Complete your application in around 10 minutes
- Track and upload documents online
Let's get your application started
Let's get started?
Apply in around 10 minutes via online banking or the HSBC Mobile Banking app.
Want to talk later?
Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.
If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.
Important information
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