Why choose an HSBC Personal Loan?
Everyone's dreams and goals are different - from buying a new car to a well-deserved holiday, the perfect wedding, home renovations or just financial peace-of-mind.
That's why an HSBC Personal Loan could be the best answer to achieving your dreams sooner and easier, with the flexibility that comes from an unsecured personal loan.
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Flexible loan terms from 1 - 5 years
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Quick and easy online application
It only takes around 10 minutes to apply.
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Flexible loan amounts to suit your needs
Borrow from $5,000 to $50,000.
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Fixed set monthly repayment terms
Set repayments to help you manage your budget.
12.99% p.a.
13.54% p.a.
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fee Type |
Details |
|---|---|
Fixed interest rate |
Flat rate 12.99% p.a. |
Comparison rate^ |
13.54% p.a. |
Establishment fee |
$150 |
Monthly account servicing fee |
$5 |
Early termination fee1 |
$199 |
Rate is applicable to new applications received from: (and subject to change)1 |
24th September 2022 |
Fee Type |
Fixed interest rate |
|---|---|
Details |
Flat rate 12.99% p.a. |
Fee Type |
Comparison rate^ |
Details |
13.54% p.a. |
Fee Type |
Establishment fee |
Details |
$150 |
Fee Type |
Monthly account servicing fee |
Details |
$5 |
Fee Type |
Early termination fee1 |
Details |
$199 |
Fee Type |
Rate is applicable to new applications received from: (and subject to change)1 |
Details |
24th September 2022 |
^The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.
Ready to apply for an HSBC Personal Loan?
Are you eligible?
To apply for an HSBC Personal Loan, you'll need to:
- Be aged 18 years or older
- Be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application
- Be an Australian citizen, permanent resident, or hold an eligible visa
- Earn at least AUD40,000 per year
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Apply online
- Complete your application in around 10 minutes
- Track and upload documents online
Apply for an HSBC Personal Loan
Let's get started?
Apply in around 10 minutes via online banking or the HSBC Mobile Banking app.
Want to talk later?
Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.
If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.
Important information
You might be interested in
Personal Loans
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Car Loan
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Holiday Loan
A holiday loan will see your vacation really take off with competitive rates on a super flexible loan.
Renovation Loan
A renovation loan could allow you to start planning your renovations sooner.