Why choose a renovation loan from HSBC?
Are you looking to renovate a kitchen? Decorate a bedroom? Even landscape a garden? Whatever you want to do to improve your home, with a Renovation Loan from HSBC you can make it happen faster.
By arranging a Renovation Loan, you have a set budget, set repayments, and you’re ready to start making where you live truly yours. Borrow what you need, from $5,000 to $50,000 with flexible loan terms from 1 – 5 years.
Comparison Rate
The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Receive funds fast in 3 easy steps
1.Apply Online
Tell us how much you want to borrow and complete the application.
2.Verify yourself online
We can verify your identity and upload your documents online.
3.Receive the funds
Funds will be released to your account the next day upon approval of the loan and acceptance of your letter of offer.
Rate Type |
Details |
|---|---|
Fixed interest rate |
Flat rate 12.99% p.a. |
| Comparison rate^ | 13.54% p.a. |
Establishment fee |
$150 |
Monthly account servicing fee |
$5 |
Early termination fee1 |
$199 |
Rate Type |
Fixed interest rate |
|---|---|
Details |
Flat rate 12.99% p.a. |
Rate Type |
Comparison rate^ |
Details |
13.54% p.a. |
Rate Type |
Establishment fee |
Details |
$150 |
Rate Type |
Monthly account servicing fee |
Details |
$5 |
Rate Type |
Early termination fee1 |
Details |
$199 |
^The comparison rate is based on an unsecured loan of $30,000 over the term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees apply for other account services. Please refer to our current Personal Banking Booklet (PDF, 1.50 MB) for full details.
Ready to apply for an HSBC Renovation Loan?
Are you eligible?
To apply for an HSBC Personal Loan, you'll need to:
- Be aged 18 years or older
- Be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application
- Be an Australian citizen, permanent resident, or hold an eligible visa
- Earn at least AUD40,000 per year
- Have a good credit rating
Information needed
- Identification
- Address details
- Income and employment
What to expect
- Apply online
- Complete your application in around 10 minutes
- Track and upload documents online
Apply for an HSBC Renovation Loan
Let's get started?
Apply in around 10 minutes via online banking or the HSBC Mobile Banking app.
Want to talk later?
Fill in our short online enquiry form and one of our Consultants will be in touch within 2 business days.
If you need additional support with your application, please call us on 1300 131 605 (Monday to Friday, 8:00am to 8:00pm AEST) or visit your local branch.
Important information
You might be interested in
Personal Loans
View all of our HSBC personal loans that are available.
Wedding Loan
Make your special day even more memorable with the freedom and flexibility of a wedding loan.
Car Loan
A car loan can put you in the driver's seat of a new or used car.
Holiday Loan
A holiday loan will see your vacation really take off with competitive rates on a super flexible loan.