Explore our home loans
Explore and compare all our home loans in one place. There are different home loans available for different situations – find the one that's right for you.
Enjoy a competitive variable rate home loan with no monthly fees and unlimited extra repayments.
Owner occupied interest rate[@loans-home-value-offer], principal and interest, LVR 60% or less
5.99% p.a.
Comparison rate[@mortgages-comparison-warning]
5.99% p.a
Lock in a competitive fixed rate and enjoy the certainty of consistent repayments.
2 year owner occupied fixed rate[@borrowing-from-50k-fixed-rate], principal and interest with package[@mortgages-home-loan-package], 60% LVR or less
5.69% p.a
Comparison rate[@mortgages-comparison-warning]
6.42% p.a.
Make extra payments as often as you like, and combine your loan with an offset account to save on interest.
Owner occupied interest rate[@mortgages-standard-variable], principal and interest with package[@mortgages-home-loan-package], 60% LVR or less
6.14% p.a.
Comparison rate[@mortgages-comparison-warning]
6.51% p.a.
A mortgage that gives you freedom to pay interest only, with no fixed term.
Loan to Value Ratio (LVR) 80% or less, interest only rate[@loans-home-equity-promo-offer] with package[@mortgages-home-loan-package]
7.37% p.a.
The smart loan that combines your income, savings, and loan into one account.
Comparison rate[@mortgages-comparison-warning]
6.24% p.a.
Loan to Value Ratio (LVR) 80% or less, principal and interest rate[@loans-smart-home-promo-offer] with package[@mortgages-home-loan-package]
6.60% p.a.
Important notes
Credit provided by HSBC Bank Australia ABN 48 006 434 162. Australia Credit Licence 232595. Home Loan Terms, Personal Banking Booklet, Fees and Charges and lending criteria apply. See Target Market Determinations for our products.
Interest rate is current as at 23 December 2024 and is subject to change. Maximum loan amount is $15,000,000. Available on new borrowings from $50,000.
Rates vary based on LVR. Refer to our home loan featured interest rates page for more information.