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Credit Card Terms and Conditions

Terms and Conditions for HSBC Credit Cards

General Terms and Conditions

Credit Card Terms

Personal Financial Charges for HSBC Credit Cards

Personal Banking Booklet

Balance Transfer Terms and Conditions

Cash Transfer Terms

HSBC Instalment Plan Term and Conditions

Credit Card Key Facts Sheet

Mobile Payments Terms and Conditions

HSBC with Apple Pay Terms and Conditions

HSBC with Google Pay Terms and Conditions

Rewards Terms and Conditions

HSBC Star Alliance Rewards Terms and Conditions

HSBC's Credit Card Rewards Program Terms and Conditions

HSBC Platinum Qantas Rewards Terms and Conditions

HSBC Premier World Mastercard - Rewards Plus Terms and Conditions

HSBC Premier World Mastercard - Qantas Rewards Terms and Conditions

HSBC Premier Rewards for Miles Program Terms and Conditions

Airport Lounge Terms and Conditions for HSBC Platinum Credit Card

HSBC Instant Savings Terms and Conditions

Insurance Terms and Conditions

What happens to events occurring before 14 October 2022 

HSBC Personal Cards Complimentary Insurance Terms and Conditions – Effective 14 October 2022

HSBC Star Alliance Complimentary Insurance Terms and Conditions - Effective 30 September 2022

Credit Card Schedules

HSBC Low Rate Credit Card Schedule

Credit card schedules applicable until 10 March 2025

HSBC Platinum Credit Card Schedule

HSBC Platinum Qantas Credit Card Schedule

HSBC Premier World Mastercard – Rewards Plus Schedule

HSBC Premier World Mastercard – Qantas Rewards Schedule

HSBC Star Alliance Credit Card Schedule

Credit card schedules applicable from 11 March 2025

HSBC Platinum Credit Card Schedule

HSBC Platinum Qantas Credit Card Schedule

HSBC Premier World Mastercard – Rewards Plus Schedule

HSBC Premier World Mastercard – Qantas Rewards Schedule

HSBC Star Alliance Credit Card Schedule

HSBC x Star Alliance ‘7 Wonders of Travel’ Promotion

HSBC x Star Alliance ‘7 Wonders of Travel’ – Schedule of Conditions of Entry

Further Assistance

If you require any further assistance with these terms and conditions, please call us on 132 152 (or +61 2 9005 8511 from overseas).


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